Term & Conditions - Solmana Inc DBA The ADU Guru 

Welcome to the The ADU Guru. These Terms and Conditions (“Terms”) govern your use of our website https://www.aduguru.us/ and
any services offered herein. By accessing or using the Site, you agree
to be bound by these Terms. If you do not agree, please do not use the
Site.

1. About Us

The ADU Guru (“Company”, “we”, “our”, or
“us”) provides financial consulting and investment advisory services.
All information on this site is provided for general informational
purposes and does not constitute financial advice unless specifically
stated.

2. Use of the Website

You agree to use the Site only for lawful purposes and in accordance with these Terms. You must not:

• Use the site in any way that violates applicable laws or regulations.

• Attempt unauthorized access to the website or its server.

• Use any automated means to scrape or extract data from the site.

3. Intellectual Property

All content on this website, including text, images, logos, graphics, and software, is the property of The ADU Guru
or its licensors and is protected by intellectual property laws. You
may not reproduce, distribute, or use any content without prior written
consent.

4. Financial Information Disclaimer

The content provided on this website is for general information only.
Nothing on this site constitutes professional or financial advice. The ADU Guru is not liable for any loss or damage arising from
reliance on the information provided.

5. Limitation of Liability

To the fullest extent permitted by law, The ADU Guru
shall not be liable for any direct, indirect, incidental, or
consequential damages resulting from your use of or inability to use the
Site, even if we have been advised of the possibility of such damages.

6. Privacy

Your use of this Site is also governed by our Privacy Policy, which
explains how we collect, use, and protect your data. By using this Site,
you consent to such processing and warrant that all data provided by
you is accurate.

7. Links to Other Websites

Our website may contain links to third-party websites or services that are not owned or controlled by the The ADU Guru. We do not assume any responsibility for the content, privacy policies, or practices of any third-party sites.

8. Changes to These Terms

We reserve the right to amend these Terms at any time without prior
notice. It is your responsibility to review this page periodically. Your
continued use of the Site after any modifications indicates your
acceptance of the updated Terms.

9. SMS Messaging Terms

By opting in to receive text messages from the The ADU Guru you agree to the following:

• Message frequency varies based on your inquiry and account activity

• Message and data rates may apply

• To unsubscribe, reply STOP to any text message you receive from us

• For help, reply HELP or contact us at The ADU Guru

• Carriers are not liable for any delayed or undelivered messages

• View our Privacy Policy at https://www.aduguru.us/privacy-policy

11. Contact Us

If you have any questions about these Terms and Conditions, you may contact us at:

Email: [email protected] 
Phone: 323-760-4860
Address:   3438 Troy Dr Los Angeles ca 90068 US

12. SMS Communication & Consent

By providing your mobile phone number through our website forms,
contact forms, application forms, or any other communication channel,
you expressly consent to receive text messages (SMS/MMS) from The ADU Guru related to:

• Loan applications

• Mortgage updates

• Appointment reminders

• Account notifications

• Customer service communications

• Marketing or promotional offers (if applicable)

Message frequency may vary depending on your interaction with our services.

Message and data rates may apply.

13. Opt-In Process

Customers opt in to receive SMS messages by:

• Submitting their phone number through our website contact forms

• Completing loan application forms

• Requesting information via online forms

• Verbally consenting during phone conversations

By submitting your phone number, you confirm that you are the
authorized user of the mobile number provided and consent to receive
communications as described above.

14. Opt-Out Instructions

You may opt out of receiving SMS messages at any time by:

• Replying STOP to any message

• Contacting us directly at [email protected]

• Calling us at 323-760-4860

After you send STOP, you will receive a confirmation message and will
no longer receive SMS communications unless you re-subscribe.

For assistance, reply HELP to any message.

15. Changes to SMS Policy

We reserve the right to modify this SMS communication policy at any
time. Updates will be posted on this page with the revised effective
date.

16. Eligibility

By using this website and submitting this form, you confirm that you
are at least 18 years of age. If you are under 18, you are not permitted
to use this website or provide personal information. We do not
knowingly collect information from individuals under the age of 18.